HP 10BII Manual
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12 At a Glance... Percentages—At a Glance... $GG\bWR )LQGWKHPDUJLQLIWKHFRVWLVDQGVHOOLQJSULFHLV ,IWKHFRVWLVDQGWKHPDUNXSLV\bZKDWLVWKHVHOOLQJSULFH D3HUFHQW 7&RVW c3ULFH ]0DUJLQ 0DUNXS Keys: Display: Description: 17.50(QWHUVQXPEHU D20.13$GGV\b 715.00(QWHUVFRVW c22.00(QWHUVSULFH ]31.82&DOFXODWHVPDUJLQ 720.00(QWHUVFRVW 33.00(QWHUVPDUNXS c26.60&DOFXODWHVSULFH fm Page 12 Sunday, June 25, 2000 2:21 PM
At a Glance... 13 Memory Keys—At a Glance… 0XOWLSO\DQGE\VWRULQJ´ïµDVDFRQVWDQWRSHUDWLRQ 6WRUHLQUHJLVWHUWKHQUHFDOOLW -6WRUHVDFRQVWDQWRSHUDWLRQ 6WRUHVDYDOXHLQWKH0UHJLVWHUPHPRU\ORFDWLRQ\f a5HFDOOVDYDOXHIURPWKH0UHJLVWHU $GGVDYDOXHWRWKHQXPEHUVWRUHGLQWKH0UHJLVWHU *!6WRUHVDYDOXHLQDQXPEHUHGUHJLVWHU 5HFDOOVDYDOXHIURPDQXPEHUHGUHJLVWHU Keys: Display: Description: -7.006WRUHV´ïµDVD FRQVWDQWRSHUDWLRQ 119.000XOWLSOLHVï 154.000XOWLSOLHVï 175.000XOWLSOLHVï *!519.006WRUHVLQUHJLVWHU %0.00&OHDUVGLVSOD\ 519.005HFDOOVUHJLVWHU fm Page 13 Sunday, June 25, 2000 2:21 PM
14 At a Glance... Time Value of Money (TVM)—At a Glance… (QWHUDQ\IRXURIWKHILYHYDOXHVDQGVROYHIRUWKHILIWK $QHJDWLYHVLJQLQWKHGLVSOD\UHSUHVHQWVPRQH\SDLGRXW PRQH\UHFHLYHGLVSRVLWLYH ,I\RXERUURZ39\fIRUPRQWKV1\fDW\bLQWHUHVW,
At a Glance... 15 TVM What if…—At a Glance… ,WLVQRWQHFHVVDU\WRUHHQWHU790YDOXHVIRUHDFKH[DPSOH 8VLQJWKHYDOXHV\RXMXVWHQWHUHGSDJH \fKRZPXFKFDQ \RXERUURZLI\RXZDQWDSD\PHQWRI +RZPXFKFDQ\RXERUURZDWD\bLQWHUHVWUDWH Keys: Display: Description: (2–100.00(QWHUVQHZSD\PHQW DPRXQW0RQH\SDLG RXWLVQHJDWLYH\f 11,395.08&DOFXODWHVDPRXQW\RX FDQERUURZ .9.50(QWHUVQHZLQWHUHVW UDWH 11,892.67&DOFXODWHVQHZSUHVHQW YDOXHIRU SD\PHQWDQG\b LQWHUHVW .10.005HHQWHUVRULJLQDO LQWHUHVWUDWH 14,000.005HHQWHUVRULJLQDO SUHVHQWYDOXH 2–122.86&DOFXODWHVRULJLQDO SD\PHQW fm Page 15 Sunday, June 25, 2000 2:21 PM
16 At a Glance... Amortization—At a Glance… $IWHUFDOFXODWLQJDSD\PHQWXVLQJ7LPH9DOXHRI0RQH\ 790\fHQWHUWKHSHULRGVWRDPRUWL]HDQGSUHVV * 7KHQSUHVV WRFRQWLQXDOO\F\FOHWKURXJKWKHSULQFLSDO LQWHUHVWDQGEDODQFHYDOXHVLQGLFDWHGE\WKH PRININT DQG BALDQQXQFLDWRUVUHVSHFWLYHO\\f 8VLQJWKHSUHYLRXV790H[DPSOHSDJH \fDPRUWL]HD VLQJOHSD\PHQWDQGWKHQDUDQJHRISD\PHQWV $PRUWL]HWKH WKSD\PHQWRIWKHORDQ $PRUWL]HWKH VWWKURXJKWKORDQSD\PHQWV Keys: Display: Description: 020.00(QWHUVSHULRGWR DPRUWL]H *20 – 20LVSOD\VSHULRGWR DPRUWL]H –7.25LVSOD\VSULQFLSDO –115.61LVSOD\VLQWHUHVW 0RQH\SDLGRXWLV QHJDWLYH\f 13,865.83LVSOD\VEDODQFH 012_(QWHUVUDQJHRISHULRGV WRDPRUWL]H *1 – 12LVSOD\VUDQJHRI SHULRGVSD\PHQWV\f –77.82LVSOD\VSULQFLSDO –1,396.50LVSOD\VLQWHUHVW 0RQH\SDLGRXWLV QHJDWLYH\f 13,922.18LVSOD\VEDODQFH at_a_glance.fm Page 16 Sunday, June 25, 2000 2:21 PM
At a Glance... 17 Interest Rate Conversion—At a Glance… 7RFRQYHUWEHWZHHQQRPLQDODQGHIIHFWLYHLQWHUHVWUDWHV HQWHUWKHNQRZQUDWHDQGWKHQXPEHURISHULRGVSHU\HDU WKHQVROYHIRUWKHXQNQRZQUDWH )LQGWKHDQQXDOHIIHFWLYHLQWHUHVWUDWHRI\bQRPLQDOLQWHUHVW FRPSRXQGHGPRQWKO\ *\b1RPLQDOLQWHUHVWSHUFHQW *Z(IIHFWLYHLQWHUHVWSHUFHQW *b3HULRGVSHU\HDU Keys: Display: Description: *\b10.00(QWHUVQRPLQDOUDWH *b12.00(QWHUVSD\PHQWVSHU \HDU *Z10.47&DOFXODWHVDQQXDO HIIHFWLYHLQWHUHVW at_a_glance.fm Page 17 Sunday, June 25, 2000 2:21 PM
18 At a Glance... IRR/YR and NPV—At a Glance… ,I\RXKDYHDQLQLWLDOFDVKRXWIORZRIIROORZHGE\PRQWKO\FDVK LQIORZVRIDQGZKDWLVWKH ,55
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20 At a Glance... Keys: Display: Description: *j0.00&OHDUVVWDWLVWLFVUHJLVWHUV 0A1.00(QWHUVILUVW[\SDLU 0A2.00(QWHUVVHFRQG [\SDLU 0A3.00(QWHUVWKLUG [\SDLU *$4.00LVSOD\VPHDQRI [ *i100.00LVSOD\VPHDQRI \ *:2.00LVSOD\VVDPSOHVWDQ GDUGGHYLDWLRQRI [ *i55.68LVSOD\VVDPSOHVWDQ GDUGGHYLDWLRQRI \ *4–10.00LVSOD\V \LQWHUFHSWRI UHJUHVVLRQOLQHSUH GLFWHG YDOXHIRU [ \f *i27.50LVSOD\VVORSHRI UHJUHVVLRQOLQH )3.00LVSOD\V QQXPEHURI GDWDSRLQWVHQWHUHG )1,420.00LVSOD\V S [\ VXPRIWKH SURGXFWVRI [DQG \ YDOXHV yˆ at_a_glance.fm Page 20 Sunday, June 25, 2000 2:21 PM